Service review

ExFM

Exchange service with an office in Choeng Thale, ranked #3 of 10 for Phuket in 2026.

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What It Is

ExFM, also presented as FastMoney, is an exchange service working in Phuket from an office at 106, 14 Soi 8 Had Surin in Choeng Thale, open from 10:00 to 22:00. Its published service areas cover Patong, Karon, Kata, Rawai and Thalang, so the north-west of the island is its core territory.

It accepts roubles both by transfer and as cash, and publishes a dedicated USDT-to-baht service for Phuket. That combination of inputs — card money, notes and crypto — is matched in this ranking only by Senate Exchange.

How It Works

The request is agreed in a messenger, and the payout follows one of four routes: collection at the Choeng Thale office, a cardless ATM withdrawal, a courier, or a transfer to a Thai bank account. No minimum amount is published; what is published is the threshold at which the rate improves, 49,999 THB.

That threshold shapes who this service suits. A visitor changing money for a fortnight rarely reaches it, while someone paying for a long rental or settling a larger bill does.

How It Compares

Against Senate Exchange, ExFM offers the same inputs and the same four payout routes, but lists a single office address on the island rather than two, and its better rate starts at a level most holidaymakers do not reach. Against 2Change it adds a counter and a courier and gives up the fixed 8,000 THB minimum for an unpublished one.

Against ARBI Exchange and Money Shop Phuket, which cover the island more densely with five and seven offices, ExFM is the one that takes USDT. For anyone based in Surin, Bang Tao or Laguna who holds crypto, it is the nearest option in the ranking.